Business Owner Policy

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With a business owners policy, your small business can get property coverage, general liability,  business income BUSINESS INCOME: Coverage for loss of business income after a property loss that is a covered cause of loss. Click for more..., crime coverage plus additional protection all in one convenient cost effective package.

A policy for your type of business  > > >

Types of business that are eligible for a BOP include: retail, wholesale, business office, and some professional offices and service businesses, and even some light manufacturing firms.  

Does your business fit the BOP?

Bindable Quote

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Premium Indication


  • Free, Online & Instant
  • Easy 5-8 Minute Form
  • Need All Information
  • Completes Application
  • Ready to Bind


    • Free, Online & Instant
    • Quick 1-2 Minute Form
  • Need All Information
  • Completes Application
  • Ready to Bind


What is covered?

  • Income Loss
  • Property Claims
  • Equipment Breakdown
  • Premises Liability
  • Fire Legal Liability
  • Products Liability
  • Completed Operations
  • Worker’s Compensation
  •  Automobiles & Trucks
  •  Employment Practices
  •  Professional Liability
  •  Liquor Liability
  •  Inland Marine
  •  Surety Bond
  • Premiums quoted as low as

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Liability Get a Quote


Host alcohol at parties? Then you must limit hosted liquor liability! Policies from one day to one year are available with coverage up to $2,000,000 per occurrence.

  • Assault and Battery Coverage
  • Discounts for TIPS Training
  • Includes ‘Mental Damages’
  • Defense Cost Included
  • Employees Included

J.M. - San Diego, Ca

When the city told me we needed liquor liability insurance for our party I thought it was going to be too expensive.

With the amount we saved in insurance premium we were able to serve premium top shelf liquor all night, with no worries!